You’ve probably heard someone proclaim about how having a credit card is bad.
The truth is…it was bad for them and doesn’t mean it will be bad for you!
As long as you can:
- Control your spending
- Earn enough monthly to pay off the balance in full
There is absolutely nothing wrong with having a credit card.
Most cases with the protection, cashback and rewards that credit cards offer you are better off buying things with your credit card.
Also have a think about what you would use a credit card for. There are different types of credit cards, pick the one that’s best for you!